Explore
Business Contingency Planning
When Vision Isn't Enough - You Need Protection That Thinks Ahead
As a founder, your leadership drives growth - but what happens if you're suddenly unable to lead? Business contingency planning provides a financial safety net for the unpredictable.
Whether it's illness, death, or a partner exiting unexpectedly, these tailored protections ensure your company doesn't stall, shrink, or fall apart under pressure.
Business contingency protection strategies help cover financial disruptions caused by unforeseen events like the loss of a key executive, partner, or operator.
It provides payouts that keep operations moving, contracts fulfilled, and long-term growth plans intact - even when life doesn't go according to plan.
Contingency Planning can be used to protect long-term contracts and vendor relationships during leadership gaps.
Build Wealth. Preserve Value. Protect Your Legacy.
"When our lead engineer was sidelined unexpectedly; Key Person Coverage gave us the cash flow to keep operations running smoothly."
SOLUTIONS OVERVIEW
Operations Protection
Ensuring business continuity during critical disruptions
Key Person Insurance
Use Case: Loss of executive, founder, or critical team member
Key Features: Covers hiring, training, lost productivity, investor confidence
Business Overhead Expense
Use Case: Owner/operator becomes disabled
Key Features: Covers rent, salaries, utilities, and taxes during downtime
Contract Fulfillment Coverage
Use Case: Unable to deliver on client or investor contract
Key Features: Payouts help meet legal/financial obligations
"'Business as Usual' Shouldn't Have to Be Conditional"
SOLUTIONS OVERVIEW
Asset Protection
Preserving Your Business's Long Term Value & Ownership
“I was staring down the possibility of co-owning the business with my partner’s relatives. Fortunately, our Buy-Sell funding gave us the cash to buy out his shares smoothly.”
Buy/Sell Agreement
Use Case: Ensures seamless business ownership transfer in the event of a partner’s death or disability.
Key Features: Provides funding to acquire the deceased/disqualified partner’s shares, avoiding disputes.
Loan Indemnification
Use Case: Shields the business from unpaid debts if a principal borrower dies or is incapacitated.
Key Features: Pays off outstanding loans, preserving the credit integrity of the company.
COLI (Corporate-Owned Life Insurance)
Use Case: Reward and retain key executives with a tax-efficient bonus structure that builds long-term loyalty and future benefits.
Key Features: Businesses can fund Executive retirement packages. Also used widely to create “golden handcuffs” to reduce turnover of top talent.
Trusted by Businesses, Chosen for Protection
OUR PROVIDERS
Secure Your Business, Worry-Free
Uncertainties can strike anytime, but with the right coverage, your business and legacy stay strong. Protect your assets, employees, and future with coverage that gives you peace of mind. We’ve got you covered—every step of the way.
Protecting businesses with reliable, tailored insurance solutions. Our commitment is your security—ensuring stability, growth, and peace of mind. Stay covered, stay confident!
Quick Links
Resources
© Founder's Protection Suite. 2025. All Rights Reserved.